To start investing on Lemox, you need your own account. All you need is to provide basic information like your name, email address, and contact details.
Register an Account
Start Your Investment Journey With Lemox
Real estate investment is often considered complicated and resource-consuming, isn’t it? We decided to change it and open a diverse range of crises-proof German properties to as many people as possible. All it takes to start is just 5 simple steps.
How Lemox works
Verify Yourself
Before diving into investments, Lemox needs to confirm it’s really you. This process is called KYC (don’t worry, it’s not a scary dragon!), and it involves confirming some basic info about yourself. Plus, you’ll score a unique WebID – basically a VIP pass for your Lemox account.
Select one or Several Projects
Time to choose! Select one or several properties from the list of developers we carefully vet ourselves. Each has its own type, location, potential returns, and investment terms. So, opt for the one that aligns with your goals.
Claim First-time Bonuses & Invest
Now, it's finally time to invest! With Lemox, you can start from as little as €50 and go up as much as you want. We also offer our first-timers several bonuses regardless of their investment size.
Get Returns On Your Investments
Finally, the best part — earn your passive income while our platform keeps you up-to-date on your investments' performance. In the meantime, you can also join our referral program to gain even more revenue.
FAQs
Real estate crowdfunding, also known as real estate crowdinvesting, is a way for investors to pool their money together to fund real estate projects. On Lemox, we connect investors with thoroughly vetted real estate developers and properties. Investors can then invest in these projects and earn returns based on the projec's success.
Lemox is open to investors of legal age residing in Germany, both individual retail investors as well as institutional or corporate investors.
Lemox conducts a holistic due diligence review based on the unique needs of our investors and regulations related to real estate investment. We check numerous factors, including risks, capital stack, geographic markets, and project types, to identify creditworthy properties and provide a sufficient overview. At Lemox, you can be confident in any offering.
Lemox handles the payment of taxes on your investment income. The taxes are deducted directly from your gains, so you don’t need to spend time managing this yourself. Our service ensures your taxes are taken care of without requiring any additional effort from you.
With Lemox, investing in real estate is easy. All you need is a computer, as little as €50 on your card, and your Lemox account. Besides, we carefully examine and curate each project so you can deposit in any property.
If you want to learn more about the benefits, get in touch with our support@lemox.net.
Our core strength is a hand-picked list of crisis-proof developers and projects across Germany. We also offer human-centered support, which will help you streamline real estate investment. To us, your needs and security come first.
Lemox is licensed by the IHK (Erlaubnis nach § 34f Abs. 1 S. 1 GewO (Finanzanlagevermittler) and § 34c Gewerbeordnung (GewO)) and operates under the supervision of BaFin. This ensures that we adhere to all necessary regulatory requirements and maintain the highest standards of compliance.
At Lemox, we believe investing should be straightforward and affordable. That's why we do not charge any upfront fees or recurring costs for investors to use our platform. There are zero account opening fees, zero subscription fees, and zero management fees for you as an investor.
To get started with Lemox, you'll need to create an online investor account by providing basic personal and contact information. As a regulated platform, we're required to verify each investor's identity to comply with anti-money laundering laws. This involves a straightforward KYC (Know Your Customer) procedure, where you'll submit personal details and identity documents for verification via WebID, a secure online service. Once your identity is verified and approved, you can start investing. This process ensures compliance with regulations while offering a smooth and secure registration experience.
Yes, in addition to individual retail investors, Lemox welcomes investments from companies, corporations, investment firms, family offices and other institutional investors. The onboarding process has some additional documentation requirements to verify the institution's legitimacy and authorized representatives.
Yes, we have a referral program that rewards investors for sharing Lemox with friends and family. Once your referee successfully makes their first investment, you'll receive a €50 bonus credited to your account and free to use.
You can reach our investor support team by email at support@lemox.net or through the in-platform chat during regular business hours Monday-Friday.
Corporate and institutional investors need to provide incorporation documents, information on ownership structure, and proof of authority for the representatives opening the account. Additional enhanced due diligence is performed in line with anti-money laundering requirements.
Lemox conducts a holistic due diligence review based on the unique needs of our investors and regulations related to real estate investment. We check numerous factors, including risks, capital stack, geographic markets, and project types, to identify creditworthy properties and provide a sufficient overview. At Lemox, you can be confident in any offering.
In cases of delays, Lemox works closely with the developer to assess the situation and implement mitigation plans, which could include extending the project term. If a project ultimately fails, investors may face recoveries below their principal depending on the circumstances. We aim for transparency and regular communications in such scenarios.
In cases of delays, Lemox works closely with the developer to assess the situation and implement mitigation plans, which could include extending the project term. If a project ultimately fails, investors may face recoveries below their principal depending on the circumstances. We aim for transparency and regular communications in such scenarios.
Most often, Lemox offers short-term projects with durations of 1-3 years. Medium-term projects typically range from 3-5 years, while long-term projects can last from 5-10 years. Exact terms for each investment are clearly specified during the investment process, allowing you to choose projects that best match your investment goals.
Absolutely. In fact, we recommend building a diversified portfolio across different projects, asset types, locations and operators to mitigate risks. There are no limits on the number of projects you can invest in through our platform.
Currently, it's not possible to cancel or withdraw from a Lemox investment before completion, as early withdrawals are not permitted until the secondary market is live. Once the secondary market becomes available, investors will have the option to sell their investments to other users, providing more flexibility in managing their investments.
The minimum investment amount on Lemox is €50, ensuring accessibility for investors. Due to regulatory constraints, the maximum investment limit is €25,000, providing flexibility while adhering to investment regulations.
Lemox handles the payment of taxes on your investment income. The taxes are deducted directly from your gains, so you don’t need to spend time managing this yourself. Our service ensures your taxes are taken care of without requiring any additional effort from you.
Lemox investments are structured as illiquid, fixed-term investments intended to be held until maturity. Early withdrawals are generally not possible, though the platform may facilitate a transfer to another investor in limited circumstances for a fee.
Currently, we accept payments through bank transfers and credit cards. While these are the available options for now, we're continuously working to enhance our platform and will be adding more payment methods in the future to provide you with greater convenience and flexibility.
Yes, you can update your personal profile, contact information and bank account details at any time through your online account. Be sure to notify us immediately of any changes.
On Lemox, we exclusively offer subordinated loans, with interest rates typically falling between 8% and 10%. These rates are set based on factors like prevailing market conditions, specific project details, and our assessment of associated risks. Our goal is to provide attractive returns while maintaining the stability and reliability of our investment offerings.
Every investment carries inherent risks, and Lemox investments are no exception. It's crucial to recognize that your investment isn't protected by EU deposit or investor compensation schemes. We suggest allocating no more than 10% of your net assets to Lemox investments. Additionally, Lemox always advocates for a diversified investment strategy to help mitigate risks and maximize potential returns.
Data privacy and security are of utmost importance at Lemox. We use bank-grade encryption, multi-factor authentication and other cybersecurity controls to safeguard investor data and transactions from threats. We never share or sell personal data to third parties.
Lemox investments take the form of subordinated loans, offering a unique opportunity for investors. It's important to note that these investments are not backed by collateral, which provides a level of flexibility and potential for higher returns. Our team meticulously evaluates each investment opportunity to ensure its viability and potential for success.
Investor funds are held in segregated, regulated bank accounts managed by our third-party payment processing partner until deployed into a project's property company. Rigorous fund controls are in place every step of the way.
We strive to address any investor concerns promptly and professionally. You can submit complaints through your account or by contacting our client services team directly. Unresolved issues may be escalated to our compliance department or relevant authorities.
All legal and contractual details regarding a specific investment opportunity are provided during the investment process, including investor rights, distributions, security interests and more. Our Terms of Use also govern the overall platform usage.
For detailed information on assessing potential opportunities and risks of Lemox projects, we encourage you to refer to our documentation. We're committed to providing investors with the resources they need to make informed decisions and navigate the investment landscape with confidence.
Lemox is licensed by the IHK (Erlaubnis nach § 34f Abs. 1 S. 1 GewO (Finanzanlagevermittler) and § 34c Gewerbeordnung (GewO)) and operates under the supervision of BaFin. This ensures that we adhere to all necessary regulatory requirements and maintain the highest standards of compliance.
Want to Learn more about Lemox?
